Kiva is a non-profit association that allows people around the world to help and make a change in a very small way but making a vast difference in someone else’s life around the globe.
It’s relatively a new concept launched by a couple back in 2005. I have only been a member with Kiva for almost a year now but to see firsthand how your loan is changing someone’s life is humbling.
Kiva itself does not charge any interest; the loans made by Kiva members (that is anyone who is interested to donate) are passed interest-free to the independent field partner designated for each loan.
Something as small as $25.00 can help alleviate poverty, if we all join hands. The best thing is, that it is just a loan, as soon as the group or the individual repays you, the amount gets deposited back into your account. You can now use it to fund another loan, donate it to Kiva, or withdraw it to spend on something else.
So go and register and become a member – It’s quite simple. You – Just you can be enough to make a difference in someone else’s life.